iPad iOS Widget - Running Action and Cursor Placement

Not all actions are well suited for use from Widgets (related docs).

For the particular use you describe, you might be better off using the “New Draft with Template” action with template drafts (which also support templates specifying initial cursor position). See:

Just having an action that uses “Insert Text” might have unpredictable results - like inserting in another draft loaded in the editor when executing the action.